Once the decision is made that you or a loved one would benefit from home care services, you may wonder: how can the services be paid for?
Understanding Payment Options
With varying types of home care services available, understanding the payment options available can be confusing. We have a short overview of the most common payment options available for non-medical home care services.
Also known as “self-pay,” using personal finances from you or a loved one to pay for home care services is usually the most common method of payment. We can bill you or a loved one directly on a regular basis at an agreed upon rate established during a Care Indeed home assessment. This would include but is not limited to credit card payments or additional options via services such as Autopay or software such as the Family Room Portal.
Long Term Care Insurance
If you or a loved one has long term care insurance, you may discover that the benefits provided under this program can help pay for home care. The claim requirements are all done electronically for easier and faster processing and we can even assist you during this process. Consultation with the current insurance provider is recommended however to ensure you or your loved one’s plan does include coverage for home care services.
Many areas offer government funded “entitlement programs” that offer to pay for specific amounts or a percentage of home care services available for target groups of seniors. For more information, be sure to consult with your Local Area Agency on Aging regarding any active programs available in your or loved one’s area.
If you or a loved one are a veteran or their spouse and are over the age of 65 and disabled, Veteran’s Affairs may be an available option when looking at how to pay for home care services. We encourage all senior veterans to consult the Department of Veteran’s Affairs and speak with a VA representative to determine eligibility for this benefit.
What is the Family Room Portal?
The Family Room Portal is a free online program offered by Care Indeed that shows the viewer important information regarding the services being provided, caregiver notes, as well as being able to manage invoices and payments. The program can be accessed on any mobile device as well as on desktops so you or your loved one will always be able to stay up to date on billing and payment information in real-time.